Legal Notice and Terms of Use

Velox Credit Limited ("Velox", "we", "us") provides this website (veloxcredit.com) for informational purposes. By accessing this site, you agree to these Terms of Use.

1. Corporate Information

  • Company Name: Velox Credit Limited

  • Registered in: England and Wales

  • Contact Email: nick@veloxcredit.com

2. Regulatory Status and Nature of Business

Velox Credit Limited acts solely as a commercial finance arranger and intermediary.

  • We are not regulated by the Financial Conduct Authority (FCA). The financing arrangements we facilitate are strictly unregulated.

  • Corporate Borrowers Only: Our services are available exclusively to limited companies, limited liability partnerships (LLPs), and corporate bodies incorporated in the UK. We do not provide services to consumers, sole traders, or small partnerships. If you are an individual acting for purposes outside your trade, business, or profession, you must not use our services.

3. No Financial Advice

The information contained on this website is for general information purposes only and does not constitute financial, legal, or tax advice. While we strive to match corporate borrowers with appropriate lenders, you should seek independent professional advice before entering into any financial agreement.

4. Intellectual Property

All content on this website (text, logos, graphics) is the property of Velox Credit Limited or its licensors and is protected by UK copyright laws. You may not reproduce or distribute any part of this site without our prior written consent.

5. Limitation of Liability

To the fullest extent permitted by law:

  • Velox Credit Limited excludes all liability for any loss or damage arising from the use of, or reliance on, the information on this website.

  • We do not guarantee that the website will be error-free, uninterrupted, or free from viruses.

  • We accept no responsibility for the content of third-party websites linked to or from this site.

6. Governing Law

These terms are governed by the laws of England and Wales. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Privacy Policy

Last Updated: 22nd January 2026

Velox Credit Limited ("we", "us") is committed to protecting your privacy. This policy explains how we collect, use, and protect personal data in compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

1. Who We Are

For the purposes of data protection laws, Velox Credit Limited is the "Data Controller."

2. The Data We Collect

Although we deal with corporate entities, we collect personal data regarding the individuals connected to those entities (Directors, Shareholders, and Points of Contact). This may include:

  • Identity Data: Names, dates of birth (for KYC/AML checks).

  • Contact Data: Business email addresses, telephone numbers, and office addresses.

  • Technical Data: IP addresses, browser type, and usage data via cookies.

3. How We Use Your Data

We use your personal data for the following legal bases:

  • Contractual Performance: To arrange financing and introduce your company to prospective lenders.

  • Legal Obligation: To conduct Anti-Money Laundering (AML) and Know Your Customer (KYC) checks as required by law.

  • Legitimate Interests: To run our business effectively, improve our website, and maintain records of our transactions.

4. Sharing Your Data

To arrange finance, we may share your data with:

  • Lenders and Financial Institutions: For the specific purpose of securing a loan offer for your company.

  • Professional Advisors: Lawyers, accountants, or auditors.

  • Service Providers: IT and system administration services.

  • Regulators: If required by law (e.g., HMRC, law enforcement).

We do not sell your data to third parties for marketing purposes.

5. International Transfers

If we transfer your personal data outside the UK (e.g., to a lender based overseas), we ensure a similar degree of protection is afforded to it by ensuring at least one of the specific safeguards approved by the UK Government is implemented.

6. Data Retention

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

7. Your Legal Rights

Under the UK GDPR, you have rights including:

  • Right of Access: Request a copy of the personal data we hold about you.

  • Right to Rectification: Request correction of inaccurate data.

  • Right to Erasure: Request deletion of your data (where no legal reason exists to keep it).

  • Right to Object: Object to processing based on legitimate interest.

To exercise these rights, please contact us at nick@veloxcredit.com.

8. Cookies

Our website uses cookies to distinguish you from other users. This helps us provide you with a good experience when you browse our website and allows us to improve our site. You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies.